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Charlotte NC Area Fannie Mae Home Path Guidelines

Okay, so you think you’ve found “the perfect home” – and it’s a Fannie Mae property! Well, be prepared to act quickly because, while every market is different, Charlotte NC area Fannie Mae properties continue to receive multiple offers. So talk to your real estate agent about how to submit an offer. He or she will work with you to prepare an offer and evaluate many factors before suggesting a suitable amount.

Factors to be considered include:

• How long has the home been on the market and what is it’s current condition?

• What is the current market like?

• When rates are lower, more buyers are apt to make an offer and, possibly, submit higher bids.

• Multiple offers can influence the price, often pushing it higher. Therefore, be prepared to make your highest and best offer the first time.

• Does the home you want have features you believe may be in strong demand?

• Fannie Mae won’t accept any offers until a property has been listed for at least three business days.

• If you are planning on living in the house, you’re in luck. Fannie Mae only considers offers from owner occupants or public entities for the first 15 days a property is listed. A written offer is the basis of any real estate transaction. Every offer on a Fannie Mae property must include:

1) A complete standard local or state contract.

2) A complete Fannie Mae Real Estate Purchase Addendum.

3) Earnest money – Earnest money helps show a seller you are serious. When a contract is accepted, the earnest money is deposited with the title company, escrow company or listing broker and will be applied towards the down payment and closing costs at the closing. In addition, it is strongly encouraged that an offer includes proof of funds (if cash offer) or pre-approval (if financing) and is a requirement for seller’s final acceptance

If you are interested in obtaining more information about the Home Path Program or would like the assistance of a qualified Fannie Mae Home Path Program Real Estate Agent, you have come to the right price.

The Pruitt Miller Realty Group has years of experience with submitting and negotiating Fannie Mae offers for buyers as well as educating buyers of the Home Path Guidelines and assist with getting pre-qualified through the Home Path Loan Program for the Charlotte NC area

The Pruitt Miller Realty Group is one of the leading real estate groups in the Charlotte NC area who specializes in Down Payment Assistance Programs. We have helped hundreds of buyers obtain homeownership, and we can help you too!

If you would like more information about the Fannie-Mae Home Path Downpayment Assistance Program or would like to apply for a HomePath Mortgage Loan, please fill out the form below. You may also call us directly at 704-965-3319 or APPLY ONLINE for an immediate response.

We hope you have found this information enlightening. Thank you for visiting!

Helpful Links:

Fannie-Mae HomePath Guidelines

Fannie-Mae HomePath Properties for Sale

Fannie-Mae- HomePath Mortgage

Q&A about HomePath

Apply for Fannie-Mae HomePath Mortgage


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Top Charlotte Realtor Trena Miller
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Trena Miller

Pruitt Miller Realty Group
Charlotte, NC 28262

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Trena Miller | 704-965-3319 | Contact Us
10130 Mallard Creek Rd #300 - Charlotte, NC 28262
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