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GASTONIA NC HOMEBUYER PROGRAM OVERVIEW

Gastonia Down Payment Assistance Program

The City of Gastonia Hombuyer Assistance Program's objective is to provide funds to eligible families for downpayment and or closing cost to purchase a home.
ELIGIBILITY & REQUIREMENTS:

* Applicants must be a resident of Gaston County and be a First Time Homebuyer or not have owned a home within the last three years.

* City limits of High Shoals, Spencer Mountain, Kings Mountain or Clevelend County do not qualify. If you currently reside in these areas but are moving to Gaston County, then you may be eligible based on the county you reside. 

* Property MUST be a primary residence.

* DTI Ratios cannot exceed 30/41 (includes TOTAL household income) 

*  Buyer must put a minimum of $500 into the transaction

* Applicant's liquid assets cannot exceed $20,000. This includes any cash on hand or any assets that can be converted into cash within 30 days. This does not include long term retirement funds such as 401k and IRA accounts.

* Applicant's income cannot exceed 80% of area's median income per family size. 
 
                                    Gaston County:                 Clevelend County:
         1 Person                     $37,550                               $28,000
        2 Persons                    $42,900                              $32,000
        3 Persons                    $48,250                              $36,000
        4 Persons                    $53,600                              $40,000
        5 Persons                    $57,900                              $43,200
        6 Persons                    $62,200                             $46,400
        7 Persons                    $66,500                             $49,600
        8 Persons                    $70,800                             $52,800 


Gaston County Homebuyer Resourses:

Apply for Gastonia Downpayment Assistance Program

Gaston County FHA Loans

Gaston County Conventional Loans

Gaston County No Money Down Loans

Gaston County USDA Program

Gaston County GNND Program

Gaston County Homes For Sale
 








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Charlotte, NC 28262

704-965-3319
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