What is a HUD Home?
A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who can buy a HUD Home?
Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a Charlotte NC HUD Home. HUD Homes in Charlotte are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

If you are interested in foreclosed homes in Charlotte NC or would like to get a FREE list of foreclosed homes or HUD homes in NC, please fill out the form below.

Helpful Links:

GNND Program

$100 Down HUD Program

Available HUD Homes for Sale

How to pre-qualified to purchase a HUD Home.