House Charlotte North Carolina Program Overview

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        Currently, there are Over 500 homes eligible  for House Charlotte funds. 

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The House Charlotte Program located in Charlotte, North Carolina is a great program for qualified buyers designed to make homeownership more affordable. You can qualify for up to $10,000 for down payment assistance on the purchase of your home.

Funds are provided thru a 10 year deferred and forgivable loan. There's a total of 87 neighborhoods in the Charlotte, NC area that are eligible for House Charlotte funds. There is a home buying education class, a total of 6 to 8 hours that is required in order to qualify for this program and home MUST be a primary residence and not to be used as a rental or re-sale. The maximum sales price cannot exceed $147,000. Household income limits is based on HUD median income.

Funds from this Charlotte down payment assistance program can be used for one or any combination of the following:

1. Down Payment Assistance
2. Closing Costs
3. May also include credit repair and or counseling
4. Interest rate buy down
5. Up to $3000 of the funds can be used for medical hardship to pay off medical bills on your credit report.