If you’re a First Time Home Buyer, or buying for the second time, you’ll need the help of a professional & experienced Buyer’s Agent in Charlotte NC to help you to find the best home and to negotiate the best deal possible for you. A lot of home buyers don’t understand that when you see a "for sale" sign in a yard, and you decide to call the agent listed on the sign, the agent on the sign is working for the SELLER and NOT you.
If you are in the market to buy a house in Charlotte North Carolina or anywhere in the country, there is key information you need to know first about the process. To get started, first things first..
Just to give you an example on how it works...
Let’s say you're driving along and notice a house for sale in Charlotte NC that you simply adore. You call the agent on the sign to get an inside view and the agent comes to let you in. While you are looking around, you disclose to the agent that although you can afford $200K (the price of the house), you would like to put in an offer for $175K. Now that agent has a legal right to go to that Seller and say that you can afford the asking price of $200K but you are going to make an offer of $175K. Now what do you think is going to happen next?... You guessed it! It’s going to be pretty difficult for you to get that house under the asking price.
That’s why it’s so very important that you establish a relationship with a Charlotte NC Buyer Agent to have that agent show you any properties for sale that you may be interested in. And best of all, the service is FREE!
Secondly, unless you are a cash buyer, you’ll need financing. Getting pre-qualified and sending your pre-qualification letter in with your offer makes your offer that much stronger. It tells the Seller that you're a serious Home Buyer. There are several ways you can obtain financing to buy a house in Charlotte NC.
You can apply for a Charlotte FHA loan, or conventional loan. There are several programs that could help you acquire Charlotte NC Homeownership by helping with down payment assistance. The House Charlotte NC Program offers First Time Home Buyers in Charlotte a chance to become a homeowner by providing credit counseling, home buying education and down payment assistance. Others programs include the Charlotte NC Bond Loan now known as the NC Home Advantage Mortgage Program, USDA Program, HomePath Program, the NACA Program and many more to choose from.
Need the immediate assistance of a Charlotte NC Home Buyer Agent? We now have quick contact for a buyer agent to assist you and answer any questions you may have. By clicking on the button below, you will be contacted in minutes!
Once you determine your financing and how much house you can afford, the next step is the most exiting step of all... searching for your new home! It could take anywhere from 2 weeks to 30 days (5 months for new construction) to find the perfect home but it’s well worth the wait!
Because you’ll need the help of a Professional Buyer's Agent first before you get started, here are some helpful tips to consider when searching for the right Buyers Agent.
Questions to Ask a Real Estate Agent - How to Interview an Agent
Smart consumers interview potential home purchase real
estate agents before deciding on whom to hire. Just as you are sizing up
the potential for a good fit, rest assured that the real estate agent will
likely be interviewing you too. Be wary of agents who DON"T ask you
questions and probe for your motivation.
1. How Long Have You Been in the Business?
The standard joke is there's nothing wrong with a new agent that a
little experience won't fix. But that's not to say that freshly licensed agents
aren't valuable. Much depends on whether they have access to competent mentors
and the level of their training. Newer agents tend to have more time to
concentrate on you.
2. How can you assist me with my home purchase?
As a buyer, you will need to know:
Do you have access to all the listing on the market?
How will you search for my new home?
Will you be able to assist me from beginning to the end, answering any questions I may have?
Will you do a comparative market analysis before submitting my offer?
How do you handle multiple offers?
3. Will You Please Provide References?
Everybody has references so don't be afraid to ask for them.
Ask if any of the individuals providing references are related to the agent.
Ask if you can call the references with additional questions.
5. What Are the Top Three Things That Separate You From Your Competition?
A good agent won't hesitate to answer this question and will be ready to fire off why he/she is best suited for the job. Everyone has their own standards, but most consumers say they are looking for an agent who say they are: Ethical and competent
Strong problem solving and conflict management skills
6. May I Review Documents Beforehand That I Will Be Asked to Sign?
A sign of a good real estate agent is a professional who makes forms available to you for preview before you are required to sign them. If at all possible, ask for these documents upfront. As a buyer, ask for copies of the following:
Buyer's Broker Agreement (is it exclusive or non-exclusive?)
7. How Will You Help Me Find Other Professionals?
Let the real estate agent explain to you who he/she works
with and why they choose these professionals. Your agent should be able to
supply you with a written list of vendors such as mortgage brokers, home
inspectors, contractors and title companies.
8. What Kind of Guarantee Do You Offer?
If you sign a listing or buying agreement with the agent and later
find that you are unhappy with the arrangement, will the agent let you cancel
the agreement? Will the agent stand behind their services to you? What is their
company's policy about canceled agreements?
9. What Haven't I Asked You That I Need to Know?
Pay close attention to how the real estate agent answers
this question. You want an agent to take his or her time with you -- to
make sure you feel comfortable and secure with their knowledge and experience.
NC Home Buyer Agent should know how to listen and how to counsel you by asking
the right questions to determine your needs.
We hope that you have found this information helpful. If you would
like the help of an experienced Top Charlotte NC
Buyer's Agent before you begin, don't hesitate to call me at
704-965-3319 or please fill out the form below to be contacted.
I look forward to meeting you and assisting you from beginning to end with your home purchase!