Updated House Charlotte Program Guidelines

New Partnership effective January 4th, 2011
The City of Charlotte and Charlotte- Mecklenburg Housing Partnership, INC. (CMHP/ The Housing Partnership) have joined forces to more efficiently administer the HouseCharlotte Program.


New Program Features:

• Down payment assistance of up to $10,000 for qualified buyers in select "challenged" neighborhoods
  
• Down payment assistance of up to $7,500 for qualified buyers in select "transitioning" and selected "stable" neighborhoods
  
• 6-8 hours of Pre-purchase education. Certificate of completion is required.

New Eligibility Guidelines:

*Until further notice, funding for customers over 80% of the Area Median Income (AMI) and for the Police Officer program has been depleted.

• Families with incomes that are 110% or less of the median income are eligible for assistance. Participants must complete pre-purchase homebuyer education program (reduced to 80% until further notice).
  
• The home must be a family's primary residence and located in any of 103 designated neighborhoods.
  
• Maximum purchase price of home is $147,000
  
• Employed police officers who purchase homes in designated neighborhoods are eligible for assistance up to $15,000 (suspended until further notice).

The House Charlotte Program in spite of recent changes continues to be one of the best First Time Homebuyer Down Payment Assistance Programs in Charlotte NC. This program is an excellent source of down payment assistance for those looking to purchase a home in the Charlotte North Carolina area. The House Charlotte Program is a program designed for First Time Homebuyers with a maximum incentive of $10,000 given to eligible First Time Home Buyers that qualify.

Currently, there are over 500 properties around the Charlotte, Mecklenburg County area that qualify for this program. If you would like more information about the House Charlotte Program or any other First Time Homebuyer Programs, fill out our House Charlotte Information Request Form below for an immediate response. You may also call us directly at 704-965-3319. Need to apply for House Charlotte Funds? You can now Apply Online for quick approval.

Helpful Links:

Updated House Charlotte Guidelines

House Charlotte Program Process

House Charlotte Listings

Apply for House Charlotte Program